The Social Security System (SSS) of the Philippines provides monthly pension benefits to eligible citizens. The SSS Pension Schedule for October 2025 sets payment dates based on the last digit of the pensioner’s SS numbers, ensuring organized and timely pension distribution. Eligibility for the SSS pension in 2025 depends on criteria such as the number of monthly contributions, age, and filing of a proper retirement application.
Pension amounts vary depending on the member’s contribution history and qualifying conditions. The eligibility rules of SSS pension allow members who have sufficiently contributed and reached retirement age to receive monthly pension benefits, which have been increased by 33% in 2025 to improve financial support for retirees.
SSS Pension New Schedule
The SSS pension schedule for October 2025 includes a pension increase and various reform benefits. Pension payments are released in two batches: from October 1 to 15 for pensioners whose Social Security (SS) numbers end in 0-4, and from October 16 to 31 for those with SS numbers ending in 5-9. The pension amount is increased by P1,200 monthly for qualified retirees as part of the reform starting September 2025.
There is also a special P8,980 direct payment for SSS members aged 60 and above who meet contribution requirements. Disability pensioners can receive up to P19,863 monthly with the newly introduced 10% increase. Eligibility for pensions generally requires sufficient contributions and proper retirement application if retired.
“We are dedicated to ensuring that retirees receive their benefits promptly by making transparent and effective disbursement procedures, such as the new staggered schedule based on last digit of SS numbers.”- De Claro
Philippines SSS Pension 2025 Details
| Organization | Social Security System (SSS) |
| Scheme | SSS Pension |
| Country | Philippines |
| Minimum Amount | P2000 |
| Payment Date | As per SS Number |
| Official Website | www.sss.gov.ph |
What is Philippines SSS Pension?
The Philippines Social Security System (SSS) Pension is a government-administered monthly financial benefit that provides income security to Filipino workers and their families upon retirement, disability, or death. It is designed to support members who have contributed to the SSS during their working years, ensuring they receive a steady pension to cover life’s basic needs after their active employment ends.
In 2025, a historic Pension Reform Program was implemented, increasing pensions by approximately 33% over three years (2025-2027). The pension increase is structured as 10% annual increments for retirement and disability pensioners, and 5% for death or survivor pensioners. The reform is designed to uplift all pensioners, recover purchasing power lost to inflation, and promote savings and investment.
Eligibility for SSS Pension
Eligibility for the Social Security System (SSS) Pension in the Philippines in 2025 requires meeting the following conditions:
| Eligibility Criteria | Details |
|---|---|
| Minimum Contributions | At least 120 monthly contributions prior to the semester of retirement |
| Retirement Age – Optional Retirement | At least 60 years old, separated from employment or ceased self-employment |
| Retirement Age – Technical Retirement | At least 65 years old, employed or unemployed |
| Special Retirement Age | Underground mineworkers: 50 years old, Racehorse jockeys: 55 years old |
| Disability Pension | Eligible if previously disabled and recovered, meeting age and contribution requirements |
| Filing Requirement | Must file retirement benefit claim online via sso.sss.gov.ph or at SSS branch |
| Documents | Required documents depend on employment status, dependents, re-employment, or foreign filing |
SSS Pension New Schedule October 2025
The SSS Pension New Schedule for October 2025 is organized based on the last digit of the pensioner’s Social Security (SS) numbers to ensure orderly and timely payment:
- Pensioners with SS numbers ending in 0 to 4 will receive their pension payments from October 1 to October 15, 2025.
- Pensioners with SS numbers ending in 5 to 9 will receive their pension payments from October 16 to October 31, 2025.
Sustainability of the fund
The Social Security System (SSS) Pension Reform Program in the Philippines is a landmark initiative aimed at significantly improving the financial well-being of Filipino pensioners while ensuring the long-term sustainability of the pension fund. Officially launched in September 2025, this reform represents the first multi-year pension increase in the SSS’s history and is designed to address historical underfunding and the rising COL.
The actuarial valuation confirms that the fund remains financially sound despite the pension increases. The fund’s life expectancy, initially projected to last until 2053, is slightly adjusted to 2049 due to the reforms but is expected to be restored through expanded coverage and enhanced collection efficiency.
Alongside the pension increase, the SSS enhances digital services for easier monitoring and claims processing, reduces interest rates on loans to members, and simplifies benefit application processes to improve accessibility.
“Our 2025 pension increase and reform program seeks to improve the quality of life for our retirees, secure the fund’s long-term viability, and advance the welfare of the millions of Filipinos who depend on their monthly payments.”-SSS President and CEO
FAQ’s
When will I receive my SSS pension for October 2025?
Pensioners with SS numbers ending in 0 to 4 receive payments from October 1 to 15. Those with numbers ending in 5 to 9 receive payments from October 16 to 31.
How to check eligibility or confirm SSS payment?
Check online via www.sss.gov.ph, call the SSS hotline at 1455, or visit an SSS branch.
Is there a pension increase in 2025?
Yes, pensions are increased by approximately 33% over three years starting September 2025, benefiting all types of pensioners.
How is the monthly pension calculated?
Based on average monthly salary credit, credited years of service, and a fixed base amount.
Can we check our pension status online?
Yes, you can your pension status via www.sss.gov.ph
| Official Website | Click Here |
