The ₱4,923 SSS Pension Payment in 2025 is the average monthly retirement pension received by millions of Filipinos and represents the official pension amount up to August 2025. Starting in September 2025, a 10% increase has been applied to the SSS Retirement Pension benefit, raising the monthly pension to ₱5,415.30.
The ₱4,923 average monthly SSS pension is not fixed for all retirees; the actual pension amount depends on each retiree’s contribution history and years of service. To claim, members should register and file claims online via sso.sss.gov.ph or at SSS branches if required, ensuring their contribution records and disbursement account details are up to date.
“This program complies with President Ferdinand R. Marcos Jr.’s directions to improve social safety for retirees without increasing contribution rates, and it is in line with Republic Act No. 11199, also known as the Social Security Act of 2018.- SSC
₱4923 SSS Pension Payment 2025
The Social Security System (SSS) in the Philippines is a government-run program that provides retirement, disability, and death benefits to Filipino workers. Among these, the retirement pension is big source of guaranteed income support for senior citizens after they stop working. The ₱4,923 pension is the official average monthly retirement pension amount for Filipino retirees, reliable till August 2025.
Starting September 2025, SSS applied a 10% pension increase, raising the average monthly pension to ₱5,415.30. While this pension adjustment helps provide a foundation for retirees to cover basic needs such as medicines, food, and utilities, it may not cover all living expenses fully.
The SSS is also enhancing pensioner services, such as simplifying verification processes and offering multiple payout channels. The retirement pension amount is individual-dependent, based on each retiree’s years of contributions and average monthly salary credit during their working years.
“This program represents our country’s commitment to protecting the dignity of seniors and making sure they have enough money to live well in retirement.”- President Ferdinand R. Marcos Jr
Philippines Retirement Pension 2025 Details
| Department | Social Security System (SSS) |
| Scheme | Retirement Pension |
| Country | Philippines |
| Amount | ₱4923 |
| Adjustment | 10% Increase |
| Official Website | www.sss.gov.ph |
“To strengthen retirement security for Filipino retirees, we have worked closely with SSS leadership to highlight the significance of the reform to strike a balance between benefit increases and sustainability.”- Finance Secretary Ralph G. Recto, Chairperson of SSC
Eligibility for ₱4923 SSS Pension Payment
To be eligible for the ₱4923 SSS pension payment in 2025 follow the mentioned details:
| Eligibility Criteria | Details |
|---|---|
| Age | Must be at least 60 years old |
| Membership | Must be a registered SSS member |
| Contributions | Minimum of 120 monthly contributions before retirement |
| Pension Type | Retirement pension |
| Contribution Status | Contributions must be updated and verified |
| Additional Benefits | Includes a ₱1,000 monthly add-on and a 13th-month pension |
| Pension Increase | 10% increase applied starting September 2025, as part of a 3-year 33% total increase plan |
Latest News on SSS Pension Payment
- Some pensioners in the Philippines may be confused about the exact amount they will receive in 2025. To clarify, the ₱4,923 is the average monthly pension paid till August 2025 based on actual SSS data, representing what most retirees are receiving. However, this figure is not fixed and varies depending on each retiree’s years of service, total contributions, and average monthly salary credits.
- Beginning in September 2025, the pension will increase by 10%, raising the average to ₱5,415.30. This increase applies to all qualified retirees as part of a historic, multi-year pension reform program. While the ₱4,923 and the increased ₱5,415.30 are average amounts, the pension each retiree actually receives depends on their individual contribution records and work history.
- Some pensioners will receive more, and some less, according to their personal SSS contribution and credited years of service. This pension reform aims to uplift all pensioners, ensuring that their benefits recover purchasing power amid inflation without requiring additional member contributions.
- The increases will be implemented in three annual tranches each September until 2027, totaling approximately a 33% increase for retirement pensions by the end of the program.
‘In Resolution No. 340-s.2025, on July 11, 2025, SSC adopted the historic Pension Reform Program, which aims to increase retirement and disability benefits by 33%, or 10% per year, for three years beginning in September 2025.”- Social Security Commission
How to claim?
To claim your SSS retirement pension in the Philippines, follow these simple steps:
- Register for a My.SSS online account via www.sss.gov.ph
- You must have Retirement Claim Application form, UMID or valid ID, birth certificate, and bank or UMID card details for payout.
- Submit your retirement claim online via www.sss.gov.ph, or visit an SSS branch if you have special cases like outstanding loans or dependents.
- Wait for SSS to verify and approve your claim and once approved, receive your monthly pension.
FAQ’s
What is the ₱4923 SSS Pension Payment?
₱4923 is the average monthly retirement pension paid to Filipino retirees up to August 2025, based on actual SSS data.
Will my pension increase in 2025?
Yes, starting September 2025, there will be a 10% increase in retirement pensions. The new average will be ₱5,415.30, with further increases planned annually through 2027 totaling approximately 33%.
Who qualifies for the SSS pension?
To qualify, members must be at least 60 years old with a minimum of 120 monthly contributions to SSS. Early retirement at 50 is possible but with reduced benefits.
Does this pension reform require contribution increases?
No, the pension increases starting 2025 do not require raising contribution rates, ensuring financial sustainability of the fund.
| Official Website | Click Here |
